Call reports 2003
ARROWHEAD COMMUNITY BANK — 2003
What ARROWHEAD COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 48,426,000 | 52,394,000 | 55,965,000 | 56,192,000 |
| Total loans | 38,927,000 | 38,375,000 | 43,449,000 | 46,135,000 |
| Allowance for loan losses | 530,000 | 534,000 | 527,000 | 527,000 |
| Securities available for sale | 3,069,000 | 6,065,000 | 6,033,000 | 6,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,932,000 | 47,807,000 | 48,136,000 | 47,301,000 |
| Interest-bearing deposits | 38,140,000 | 40,333,000 | 41,470,000 | 37,053,000 |
| Noninterest-bearing deposits | 5,792,000 | 7,474,000 | 6,666,000 | 10,248,000 |
| Equity capital | 4,396,000 | 4,507,000 | 4,619,000 | 5,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,492,000 | 2,332,000 | 3,251,000 |
| Interest expense | 260,000 | 531,000 | 789,000 | 1,042,000 |
| Net interest income | 468,000 | 961,000 | 1,543,000 | 2,209,000 |
| Noninterest income | 188,000 | 458,000 | 721,000 | 883,000 |
| Noninterest expense | 548,000 | 1,138,000 | 1,776,000 | 2,420,000 |
| Provision for loan losses | -18,000 | -17,000 | -17,000 | -18,000 |
| Pretax income | 127,000 | 299,000 | 506,000 | 691,000 |
| Income tax | 45,000 | 106,000 | 179,000 | 250,000 |
| Net income | 82,000 | 193,000 | 327,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,095,000 | 4,268,000 | 4,441,000 | 4,529,000 |
| Total capital | 4,592,000 | 4,778,000 | 4,968,000 | 5,056,000 |
| Risk-weighted assets | 39,705,000 | 40,755,000 | 44,376,000 | 48,077,000 |