Call reports 2002
ARROWHEAD COMMUNITY BANK — 2002
What ARROWHEAD COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 41,286,000 | 44,008,000 | 43,556,000 | 47,427,000 |
| Total loans | 34,095,000 | 36,584,000 | 36,956,000 | 38,441,000 |
| Allowance for loan losses | 490,000 | 475,000 | 534,000 | 543,000 |
| Securities available for sale | 2,101,000 | 3,102,000 | 1,615,000 | 3,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,035,000 | 39,742,000 | 39,186,000 | 43,035,000 |
| Interest-bearing deposits | 32,363,000 | 33,973,000 | 33,240,000 | 37,434,000 |
| Noninterest-bearing deposits | 4,672,000 | 5,769,000 | 5,946,000 | 5,601,000 |
| Equity capital | 4,166,000 | 4,203,000 | 4,262,000 | 4,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,358,000 | 2,097,000 | 2,897,000 |
| Interest expense | 249,000 | 541,000 | 813,000 | 1,101,000 |
| Net interest income | 420,000 | 817,000 | 1,284,000 | 1,796,000 |
| Noninterest income | 32,000 | 215,000 | 412,000 | 621,000 |
| Noninterest expense | 431,000 | 920,000 | 1,430,000 | 1,993,000 |
| Provision for loan losses | 33,000 | 82,000 | 141,000 | 222,000 |
| Pretax income | -46,000 | 6,000 | 101,000 | 183,000 |
| Income tax | -15,000 | 3,000 | 37,000 | 66,000 |
| Net income | -31,000 | 3,000 | 64,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,738,000 | 3,789,000 | 3,886,000 | 3,968,000 |
| Total capital | 4,202,000 | 4,264,000 | 4,364,000 | 4,466,000 |
| Risk-weighted assets | 37,057,000 | 38,065,000 | 38,175,000 | 39,775,000 |