Call reports 2025
ABBYBANK — 2025
What ABBYBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 647,131,000 | 659,544,000 | 650,200,000 | 656,821,000 |
| Total loans | 429,241,000 | 429,765,000 | 429,089,000 | 430,334,000 |
| Allowance for loan losses | 4,867,000 | 4,880,000 | 4,835,000 | 4,829,000 |
| Securities available for sale | 143,571,000 | 141,306,000 | 143,312,000 | 143,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,826,000 | 557,081,000 | 555,182,000 | 571,930,000 |
| Interest-bearing deposits | 421,116,000 | 414,197,000 | 406,215,000 | 431,671,000 |
| Noninterest-bearing deposits | 128,710,000 | 142,884,000 | 148,967,000 | 140,259,000 |
| Equity capital | 44,047,000 | 45,971,000 | 48,508,000 | 50,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,549,000 | 15,208,000 | 22,996,000 | 30,922,000 |
| Interest expense | 3,173,000 | 5,932,000 | 8,656,000 | 11,334,000 |
| Net interest income | 4,376,000 | 9,276,000 | 14,340,000 | 19,588,000 |
| Noninterest income | 403,000 | 856,000 | 1,413,000 | 1,828,000 |
| Noninterest expense | 4,091,000 | 7,669,000 | 11,636,000 | 15,656,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 537,000 | 2,160,000 | 3,805,000 | 5,453,000 |
| Income tax | 102,000 | 351,000 | 594,000 | 822,000 |
| Net income | 435,000 | 1,809,000 | 3,211,000 | 4,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,689,000 | 58,786,000 | 59,811,000 | 60,654,000 |
| Total capital | 62,601,000 | 63,711,000 | 64,691,000 | 65,527,000 |
| Risk-weighted assets | 477,198,000 | 478,892,000 | 479,329,000 | 480,472,000 |