Call reports 2024
ABBYBANK — 2024
What ABBYBANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 644,331,000 | 653,990,000 | 658,631,000 | 658,153,000 |
| Total loans | 430,795,000 | 443,652,000 | 438,663,000 | 429,710,000 |
| Allowance for loan losses | 4,996,000 | 5,146,000 | 5,294,000 | 4,721,000 |
| Securities available for sale | 151,400,000 | 149,972,000 | 149,822,000 | 144,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,827,000 | 541,169,000 | 540,675,000 | 542,545,000 |
| Interest-bearing deposits | 422,785,000 | 425,942,000 | 420,501,000 | 426,710,000 |
| Noninterest-bearing deposits | 112,042,000 | 115,227,000 | 120,174,000 | 115,835,000 |
| Equity capital | 38,560,000 | 39,391,000 | 44,383,000 | 41,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,781,000 | 14,053,000 | 21,533,000 | 29,202,000 |
| Interest expense | 2,983,000 | 6,249,000 | 9,668,000 | 12,984,000 |
| Net interest income | 3,798,000 | 7,804,000 | 11,865,000 | 16,218,000 |
| Noninterest income | 345,000 | 792,000 | 1,317,000 | 1,726,000 |
| Noninterest expense | 3,903,000 | 7,514,000 | 11,222,000 | 14,695,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 450,000 |
| Pretax income | -9,000 | 717,000 | 1,504,000 | 2,846,000 |
| Income tax | -119,000 | -86,000 | -26,000 | 165,000 |
| Net income | 110,000 | 803,000 | 1,530,000 | 2,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,290,000 | 55,905,000 | 56,557,000 | 57,331,000 |
| Total capital | 60,481,000 | 61,196,000 | 61,946,000 | 62,097,000 |
| Risk-weighted assets | 484,611,000 | 494,041,000 | 475,449,000 | 478,759,000 |