Call reports 2023
ABBYBANK — 2023
What ABBYBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 633,843,000 | 636,196,000 | 630,524,000 | 641,226,000 |
| Total loans | 391,187,000 | 405,295,000 | 416,508,000 | 428,132,000 |
| Allowance for loan losses | 4,415,000 | 4,682,000 | 4,840,000 | 4,870,000 |
| Securities available for sale | 166,699,000 | 162,803,000 | 154,150,000 | 159,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,484,000 | 535,594,000 | 545,671,000 | 547,697,000 |
| Interest-bearing deposits | 417,058,000 | 413,593,000 | 421,855,000 | 430,831,000 |
| Noninterest-bearing deposits | 118,426,000 | 122,001,000 | 123,816,000 | 116,866,000 |
| Equity capital | 37,886,000 | 37,885,000 | 32,143,000 | 39,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,372,000 | 11,428,000 | 17,555,000 | 24,209,000 |
| Interest expense | 1,243,000 | 2,896,000 | 5,082,000 | 7,807,000 |
| Net interest income | 4,129,000 | 8,532,000 | 12,473,000 | 16,402,000 |
| Noninterest income | 349,000 | 587,000 | 1,039,000 | 1,400,000 |
| Noninterest expense | 4,032,000 | 7,411,000 | 10,995,000 | 14,415,000 |
| Provision for loan losses | 120,000 | 240,000 | 390,000 | 420,000 |
| Pretax income | 334,000 | 1,483,000 | 2,143,000 | 2,998,000 |
| Income tax | 42,000 | 297,000 | 2,071,000 | 1,992,000 |
| Net income | 292,000 | 1,186,000 | 72,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,773,000 | 55,491,000 | 54,200,000 | 55,157,000 |
| Total capital | 59,383,000 | 60,368,000 | 59,234,000 | 60,222,000 |
| Risk-weighted assets | 454,872,000 | 471,244,000 | 477,976,000 | 481,900,000 |