Call reports 2022
ABBYBANK — 2022
What ABBYBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 643,962,000 | 622,847,000 | 609,493,000 | 618,334,000 |
| Total loans | 368,376,000 | 379,623,000 | 384,077,000 | 381,745,000 |
| Allowance for loan losses | 3,981,000 | 4,046,000 | 4,121,000 | 4,017,000 |
| Securities available for sale | 185,723,000 | 178,788,000 | 168,506,000 | 167,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 556,826,000 | 558,626,000 | 538,847,000 | 536,130,000 |
| Interest-bearing deposits | 429,713,000 | 423,458,000 | 406,776,000 | 412,620,000 |
| Noninterest-bearing deposits | 127,113,000 | 135,168,000 | 132,071,000 | 123,510,000 |
| Equity capital | 43,921,000 | 38,786,000 | 35,223,000 | 36,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,977,000 | 9,820,000 | 14,909,000 | 20,130,000 |
| Interest expense | 437,000 | 841,000 | 1,382,000 | 2,295,000 |
| Net interest income | 4,540,000 | 8,979,000 | 13,527,000 | 17,835,000 |
| Noninterest income | 678,000 | 1,252,000 | 1,803,000 | 2,370,000 |
| Noninterest expense | 3,727,000 | 7,153,000 | 10,748,000 | 14,051,000 |
| Provision for loan losses | 60,000 | 135,000 | 210,000 | 330,000 |
| Pretax income | 1,429,000 | 2,928,000 | 4,360,000 | 5,812,000 |
| Income tax | 340,000 | 704,000 | 1,040,000 | 1,392,000 |
| Net income | 1,089,000 | 2,224,000 | 3,320,000 | 4,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,999,000 | 53,759,000 | 54,478,000 | 55,200,000 |
| Total capital | 56,980,000 | 57,805,000 | 58,599,000 | 59,217,000 |
| Risk-weighted assets | 429,504,000 | 444,309,000 | 451,311,000 | 445,000,000 |