Call reports 2021
ABBYBANK — 2021
What ABBYBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 628,310,000 | 640,561,000 | 637,298,000 | 644,590,000 |
| Total loans | 394,055,000 | 390,736,000 | 376,922,000 | 373,441,000 |
| Allowance for loan losses | 4,692,000 | 4,688,000 | 4,661,000 | 3,928,000 |
| Securities available for sale | 163,739,000 | 178,356,000 | 183,336,000 | 191,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 542,068,000 | 543,763,000 | 541,397,000 | 548,725,000 |
| Interest-bearing deposits | 434,415,000 | 420,780,000 | 418,050,000 | 427,492,000 |
| Noninterest-bearing deposits | 107,653,000 | 122,983,000 | 123,347,000 | 121,233,000 |
| Equity capital | 49,215,000 | 51,478,000 | 51,817,000 | 51,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,234,000 | 10,231,000 | 15,737,000 | 20,854,000 |
| Interest expense | 788,000 | 1,432,000 | 1,981,000 | 2,464,000 |
| Net interest income | 4,446,000 | 8,799,000 | 13,756,000 | 18,390,000 |
| Noninterest income | 1,183,000 | 2,304,000 | 3,343,000 | 3,953,000 |
| Noninterest expense | 3,800,000 | 7,092,000 | 10,748,000 | 14,322,000 |
| Provision for loan losses | 180,000 | 180,000 | 180,000 | 180,000 |
| Pretax income | 1,659,000 | 3,846,000 | 6,193,000 | 7,816,000 |
| Income tax | 385,000 | 970,000 | 1,556,000 | 2,009,000 |
| Net income | 1,274,000 | 2,876,000 | 4,637,000 | 5,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,885,000 | 50,109,000 | 51,494,000 | 52,288,000 |
| Total capital | 53,577,000 | 54,797,000 | 56,155,000 | 56,216,000 |
| Risk-weighted assets | 441,420,000 | 432,570,000 | 427,205,000 | 427,233,000 |