Call reports 2019
ABBYBANK — 2019
What ABBYBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 503,344,000 | 519,566,000 | 527,025,000 | 549,882,000 |
| Total loans | 394,895,000 | 392,886,000 | 401,804,000 | 425,439,000 |
| Allowance for loan losses | 4,706,000 | 5,153,000 | 5,499,000 | 5,696,000 |
| Securities available for sale | 73,184,000 | 74,206,000 | 74,484,000 | 77,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,108,000 | 426,439,000 | 431,661,000 | 462,379,000 |
| Interest-bearing deposits | 359,155,000 | 357,112,000 | 360,240,000 | 389,339,000 |
| Noninterest-bearing deposits | 53,953,000 | 69,327,000 | 71,421,000 | 73,040,000 |
| Equity capital | 45,149,000 | 45,971,000 | 46,649,000 | 46,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,496,000 | 10,962,000 | 16,568,000 | 22,410,000 |
| Interest expense | 1,505,000 | 3,008,000 | 4,540,000 | 6,042,000 |
| Net interest income | 3,991,000 | 7,954,000 | 12,028,000 | 16,368,000 |
| Noninterest income | 368,000 | 779,000 | 1,089,000 | 1,552,000 |
| Noninterest expense | 3,065,000 | 6,014,000 | 8,859,000 | 12,592,000 |
| Provision for loan losses | 90,000 | 540,000 | 990,000 | 1,440,000 |
| Pretax income | 1,204,000 | 2,179,000 | 3,268,000 | 3,897,000 |
| Income tax | 299,000 | 526,000 | 800,000 | 966,000 |
| Net income | 905,000 | 1,653,000 | 2,468,000 | 2,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,042,000 | 45,406,000 | 45,837,000 | 44,979,000 |
| Total capital | 49,761,000 | 50,570,000 | 51,209,000 | 50,611,000 |
| Risk-weighted assets | 421,486,000 | 419,523,000 | 428,522,000 | 450,522,000 |