Call reports 2016
ABBYBANK — 2016
What ABBYBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 337,247,000 | 342,026,000 | 430,763,000 | 433,653,000 |
| Total loans | 258,237,000 | 258,283,000 | 317,503,000 | 334,171,000 |
| Allowance for loan losses | 3,864,000 | 3,857,000 | 3,890,000 | 4,068,000 |
| Securities available for sale | 38,307,000 | 47,146,000 | 56,082,000 | 57,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,091,000 | 302,980,000 | 384,064,000 | 386,323,000 |
| Interest-bearing deposits | 264,286,000 | 268,269,000 | 329,435,000 | 326,871,000 |
| Noninterest-bearing deposits | 30,805,000 | 34,711,000 | 54,629,000 | 59,452,000 |
| Equity capital | 33,024,000 | 33,627,000 | 40,261,000 | 39,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,312,000 | 6,572,000 | 10,116,000 | 14,517,000 |
| Interest expense | 444,000 | 911,000 | 1,394,000 | 1,904,000 |
| Net interest income | 2,868,000 | 5,661,000 | 8,722,000 | 12,613,000 |
| Noninterest income | 262,000 | 587,000 | 2,187,000 | 3,278,000 |
| Noninterest expense | 2,014,000 | 3,959,000 | 6,048,000 | 9,246,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 384,000 |
| Pretax income | 1,086,000 | 2,229,000 | 4,781,000 | 6,232,000 |
| Income tax | 363,000 | 748,000 | 1,233,000 | 2,187,000 |
| Net income | 723,000 | 1,481,000 | 3,548,000 | 4,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,896,000 | 33,254,000 | 39,532,000 | 39,642,000 |
| Total capital | 36,276,000 | 36,696,000 | 43,422,000 | 43,710,000 |
| Risk-weighted assets | 269,967,000 | 274,989,000 | 332,953,000 | 353,187,000 |