Call reports 2015
ABBYBANK — 2015
What ABBYBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 323,915,000 | 327,243,000 | 336,004,000 | 335,235,000 |
| Total loans | 249,155,000 | 257,221,000 | 255,645,000 | 263,884,000 |
| Allowance for loan losses | 3,816,000 | 3,809,000 | 3,838,000 | 3,828,000 |
| Securities available for sale | 26,742,000 | 26,926,000 | 31,350,000 | 34,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,744,000 | 288,732,000 | 297,821,000 | 294,693,000 |
| Interest-bearing deposits | 261,423,000 | 259,504,000 | 266,638,000 | 259,510,000 |
| Noninterest-bearing deposits | 28,321,000 | 29,228,000 | 31,183,000 | 35,183,000 |
| Equity capital | 31,985,000 | 32,239,000 | 32,859,000 | 32,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,077,000 | 6,262,000 | 9,556,000 | 12,855,000 |
| Interest expense | 352,000 | 722,000 | 1,111,000 | 1,510,000 |
| Net interest income | 2,725,000 | 5,540,000 | 8,445,000 | 11,345,000 |
| Noninterest income | 260,000 | 624,000 | 932,000 | 1,243,000 |
| Noninterest expense | 1,977,000 | 3,924,000 | 5,665,000 | 7,616,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 1,008,000 | 2,240,000 | 3,682,000 | 4,910,000 |
| Income tax | 354,000 | 782,000 | 1,304,000 | 1,740,000 |
| Net income | 654,000 | 1,458,000 | 2,378,000 | 3,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,857,000 | 32,261,000 | 32,781,000 | 32,573,000 |
| Total capital | 35,053,000 | 35,617,000 | 36,130,000 | 36,015,000 |
| Risk-weighted assets | 255,093,000 | 268,062,000 | 267,497,000 | 274,979,000 |