Call reports 2014
ABBYBANK — 2014
What ABBYBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 338,845,000 | 336,697,000 | 327,548,000 | 328,638,000 |
| Total loans | 234,339,000 | 237,809,000 | 241,775,000 | 244,042,000 |
| Allowance for loan losses | 3,827,000 | 3,831,000 | 3,822,000 | 3,820,000 |
| Securities available for sale | 30,304,000 | 31,505,000 | 29,076,000 | 26,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,135,000 | 303,611,000 | 294,825,000 | 296,139,000 |
| Interest-bearing deposits | 277,987,000 | 273,152,000 | 264,503,000 | 262,031,000 |
| Noninterest-bearing deposits | 28,148,000 | 30,459,000 | 30,322,000 | 34,108,000 |
| Equity capital | 31,386,000 | 31,744,000 | 31,914,000 | 31,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,972,000 | 6,010,000 | 9,105,000 | 12,267,000 |
| Interest expense | 420,000 | 829,000 | 1,205,000 | 1,576,000 |
| Net interest income | 2,552,000 | 5,181,000 | 7,900,000 | 10,691,000 |
| Noninterest income | 258,000 | 581,000 | 950,000 | 1,076,000 |
| Noninterest expense | 1,869,000 | 3,729,000 | 5,813,000 | 7,767,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 270,000 |
| Pretax income | 851,000 | 1,853,000 | 2,765,000 | 3,729,000 |
| Income tax | 275,000 | 605,000 | 900,000 | 1,258,000 |
| Net income | 576,000 | 1,248,000 | 1,865,000 | 2,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,207,000 | 31,482,000 | 31,703,000 | 31,512,000 |
| Total capital | 34,187,000 | 34,533,000 | 34,778,000 | 34,616,000 |
| Risk-weighted assets | 237,563,000 | 243,262,000 | 245,274,000 | 247,588,000 |