Call reports 2013
ABBYBANK — 2013
What ABBYBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 330,150,000 | 334,641,000 | 338,952,000 | 337,529,000 |
| Total loans | 220,854,000 | 220,335,000 | 223,074,000 | 234,337,000 |
| Allowance for loan losses | 3,877,000 | 3,924,000 | 3,823,000 | 3,774,000 |
| Securities available for sale | 35,351,000 | 32,885,000 | 34,351,000 | 30,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,671,000 | 301,837,000 | 305,278,000 | 305,315,000 |
| Interest-bearing deposits | 270,196,000 | 270,906,000 | 276,084,000 | 273,576,000 |
| Noninterest-bearing deposits | 25,475,000 | 30,931,000 | 29,194,000 | 31,739,000 |
| Equity capital | 30,841,000 | 30,851,000 | 31,175,000 | 31,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,092,000 | 6,144,000 | 9,168,000 | 12,196,000 |
| Interest expense | 566,000 | 1,101,000 | 1,589,000 | 2,051,000 |
| Net interest income | 2,526,000 | 5,043,000 | 7,579,000 | 10,145,000 |
| Noninterest income | 571,000 | 1,111,000 | 1,666,000 | 1,969,000 |
| Noninterest expense | 1,996,000 | 3,725,000 | 5,668,000 | 7,683,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 460,000 |
| Pretax income | 1,011,000 | 2,249,000 | 3,307,000 | 3,971,000 |
| Income tax | 344,000 | 767,000 | 1,108,000 | 1,324,000 |
| Net income | 667,000 | 1,482,000 | 2,199,000 | 2,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,254,000 | 30,671,000 | 30,973,000 | 31,026,000 |
| Total capital | 33,066,000 | 33,470,000 | 33,826,000 | 34,028,000 |
| Risk-weighted assets | 223,929,000 | 222,787,000 | 227,256,000 | 239,351,000 |