Call reports 2012
ABBYBANK — 2012
What ABBYBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 307,713,000 | 313,717,000 | 318,192,000 | 324,078,000 |
| Total loans | 218,315,000 | 220,954,000 | 223,891,000 | 227,180,000 |
| Allowance for loan losses | 3,631,000 | 3,694,000 | 3,561,000 | 3,792,000 |
| Securities available for sale | 33,421,000 | 33,302,000 | 31,696,000 | 36,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,727,000 | 281,788,000 | 285,869,000 | 291,287,000 |
| Interest-bearing deposits | 254,305,000 | 260,032,000 | 260,460,000 | 264,399,000 |
| Noninterest-bearing deposits | 21,422,000 | 21,756,000 | 25,409,000 | 26,888,000 |
| Equity capital | 29,537,000 | 29,881,000 | 30,271,000 | 30,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,317,000 | 6,614,000 | 9,893,000 | 13,053,000 |
| Interest expense | 796,000 | 1,529,000 | 2,212,000 | 2,844,000 |
| Net interest income | 2,521,000 | 5,085,000 | 7,681,000 | 10,209,000 |
| Noninterest income | 451,000 | 745,000 | 1,245,000 | 1,961,000 |
| Noninterest expense | 1,871,000 | 3,532,000 | 5,331,000 | 7,040,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 510,000 |
| Pretax income | 1,083,000 | 2,191,000 | 3,398,000 | 4,693,000 |
| Income tax | 341,000 | 719,000 | 1,126,000 | 1,567,000 |
| Net income | 742,000 | 1,472,000 | 2,272,000 | 3,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,901,000 | 29,132,000 | 29,545,000 | 29,995,000 |
| Total capital | 31,643,000 | 31,915,000 | 32,371,000 | 32,901,000 |
| Risk-weighted assets | 218,503,000 | 221,698,000 | 225,330,000 | 231,595,000 |