Call reports 2011
ABBYBANK — 2011
What ABBYBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 298,616,000 | 300,335,000 | 298,429,000 | 302,562,000 |
| Total loans | 212,617,000 | 212,844,000 | 217,809,000 | 220,235,000 |
| Allowance for loan losses | 3,447,000 | 3,339,000 | 3,395,000 | 3,710,000 |
| Securities available for sale | 38,762,000 | 39,499,000 | 35,212,000 | 36,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,949,000 | 268,986,000 | 266,985,000 | 270,840,000 |
| Interest-bearing deposits | 250,300,000 | 250,568,000 | 244,756,000 | 248,927,000 |
| Noninterest-bearing deposits | 17,649,000 | 18,418,000 | 22,229,000 | 21,913,000 |
| Equity capital | 27,010,000 | 27,460,000 | 28,856,000 | 29,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,423,000 | 6,652,000 | 10,083,000 | 13,532,000 |
| Interest expense | 1,015,000 | 1,970,000 | 2,868,000 | 3,694,000 |
| Net interest income | 2,408,000 | 4,682,000 | 7,215,000 | 9,838,000 |
| Noninterest income | 404,000 | 776,000 | 1,092,000 | 1,573,000 |
| Noninterest expense | 1,753,000 | 3,469,000 | 5,006,000 | 6,672,000 |
| Provision for loan losses | 120,000 | 470,000 | 530,000 | 875,000 |
| Pretax income | 939,000 | 1,519,000 | 2,771,000 | 3,864,000 |
| Income tax | 284,000 | 437,000 | 842,000 | 1,200,000 |
| Net income | 655,000 | 1,082,000 | 1,929,000 | 2,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,673,000 | 26,800,000 | 28,123,000 | 28,559,000 |
| Total capital | 29,372,000 | 29,504,000 | 30,875,000 | 31,333,000 |
| Risk-weighted assets | 215,136,000 | 215,679,000 | 219,670,000 | 221,202,000 |