Call reports 2009
ABBYBANK — 2009
What ABBYBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 268,366,000 | 266,536,000 | 268,393,000 | 274,181,000 |
| Total loans | 216,401,000 | 218,931,000 | 225,452,000 | 224,168,000 |
| Allowance for loan losses | 2,789,000 | 3,488,000 | 3,373,000 | 3,455,000 |
| Securities available for sale | 30,748,000 | 29,569,000 | 31,103,000 | 30,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,906,000 | 229,764,000 | 230,490,000 | 240,799,000 |
| Interest-bearing deposits | 214,274,000 | 213,827,000 | 214,559,000 | 221,660,000 |
| Noninterest-bearing deposits | 16,632,000 | 15,937,000 | 15,931,000 | 19,139,000 |
| Equity capital | 24,440,000 | 24,231,000 | 24,915,000 | 25,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,666,000 | 7,237,000 | 10,887,000 | 14,559,000 |
| Interest expense | 1,777,000 | 3,460,000 | 5,044,000 | 6,532,000 |
| Net interest income | 1,889,000 | 3,777,000 | 5,843,000 | 8,027,000 |
| Noninterest income | 822,000 | 1,458,000 | 1,855,000 | 2,251,000 |
| Noninterest expense | 1,359,000 | 2,978,000 | 4,402,000 | 5,780,000 |
| Provision for loan losses | 120,000 | 890,000 | 970,000 | 1,090,000 |
| Pretax income | 1,232,000 | 1,367,000 | 2,326,000 | 3,408,000 |
| Income tax | 385,000 | 353,000 | 633,000 | 961,000 |
| Net income | 847,000 | 1,014,000 | 1,693,000 | 2,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,954,000 | 23,821,000 | 24,200,000 | 24,654,000 |
| Total capital | 26,702,000 | 26,595,000 | 27,039,000 | 27,475,000 |
| Risk-weighted assets | 219,796,000 | 221,653,000 | 226,658,000 | 225,070,000 |