Call reports 2008
ABBYBANK — 2008
What ABBYBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 243,899,000 | 247,314,000 | 254,674,000 | 259,053,000 |
| Total loans | 189,222,000 | 195,960,000 | 208,069,000 | 213,147,000 |
| Allowance for loan losses | 2,664,000 | 2,686,000 | 2,741,000 | 2,808,000 |
| Securities available for sale | 33,330,000 | 35,216,000 | 33,368,000 | 32,016,000 |
| Securities held to maturity | 38,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,228,000 | 204,339,000 | 209,417,000 | 221,249,000 |
| Interest-bearing deposits | 186,761,000 | 187,391,000 | 192,116,000 | 198,333,000 |
| Noninterest-bearing deposits | 14,467,000 | 16,948,000 | 17,301,000 | 22,916,000 |
| Equity capital | 22,889,000 | 22,751,000 | 23,114,000 | 23,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,801,000 | 7,398,000 | 11,086,000 | 14,763,000 |
| Interest expense | 2,057,000 | 3,917,000 | 5,772,000 | 7,619,000 |
| Net interest income | 1,744,000 | 3,481,000 | 5,314,000 | 7,144,000 |
| Noninterest income | 498,000 | 873,000 | 1,238,000 | 1,604,000 |
| Noninterest expense | 1,296,000 | 2,543,000 | 3,858,000 | 5,108,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 210,000 |
| Pretax income | 916,000 | 1,751,000 | 2,574,000 | 3,430,000 |
| Income tax | 272,000 | 499,000 | 724,000 | 964,000 |
| Net income | 644,000 | 1,252,000 | 1,850,000 | 2,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,484,000 | 22,792,000 | 23,091,000 | 23,407,000 |
| Total capital | 24,968,000 | 25,348,000 | 25,791,000 | 26,149,000 |
| Risk-weighted assets | 198,572,000 | 204,343,000 | 215,982,000 | 219,325,000 |