Call reports 2007
ABBYBANK — 2007
What ABBYBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 236,462,000 | 239,564,000 | 238,705,000 | 249,230,000 |
| Total loans | 190,671,000 | 192,110,000 | 193,763,000 | 194,298,000 |
| Allowance for loan losses | 2,544,000 | 2,574,000 | 2,604,000 | 2,634,000 |
| Securities available for sale | 28,220,000 | 28,122,000 | 31,023,000 | 34,551,000 |
| Securities held to maturity | 112,000 | 75,000 | 75,000 | 38,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,342,000 | 195,940,000 | 194,758,000 | 205,753,000 |
| Interest-bearing deposits | 179,517,000 | 180,817,000 | 179,539,000 | 179,481,000 |
| Noninterest-bearing deposits | 13,825,000 | 15,123,000 | 15,219,000 | 26,272,000 |
| Equity capital | 21,335,000 | 21,650,000 | 22,387,000 | 22,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,734,000 | 7,527,000 | 11,390,000 | 15,309,000 |
| Interest expense | 2,138,000 | 4,338,000 | 6,555,000 | 8,724,000 |
| Net interest income | 1,596,000 | 3,189,000 | 4,835,000 | 6,585,000 |
| Noninterest income | 292,000 | 583,000 | 889,000 | 1,252,000 |
| Noninterest expense | 1,141,000 | 2,325,000 | 3,507,000 | 4,646,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 717,000 | 1,387,000 | 2,127,000 | 3,071,000 |
| Income tax | 204,000 | 398,000 | 614,000 | 897,000 |
| Net income | 513,000 | 989,000 | 1,513,000 | 2,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,405,000 | 21,872,000 | 22,396,000 | 22,141,000 |
| Total capital | 23,898,000 | 24,387,000 | 24,909,000 | 24,697,000 |
| Risk-weighted assets | 199,399,000 | 201,128,000 | 200,980,000 | 204,371,000 |