Call reports 2006
ABBYBANK — 2006
What ABBYBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 224,373,000 | 225,176,000 | 232,644,000 | 238,308,000 |
| Total loans | 181,392,000 | 183,820,000 | 190,710,000 | 195,319,000 |
| Allowance for loan losses | 2,636,000 | 2,696,000 | 2,540,000 | 2,525,000 |
| Securities available for sale | 27,668,000 | 27,657,000 | 28,686,000 | 28,627,000 |
| Securities held to maturity | 182,000 | 147,000 | 147,000 | 112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,643,000 | 191,916,000 | 191,631,000 | 196,902,000 |
| Interest-bearing deposits | 176,750,000 | 178,011,000 | 177,377,000 | 180,203,000 |
| Noninterest-bearing deposits | 13,893,000 | 13,905,000 | 14,254,000 | 16,699,000 |
| Equity capital | 19,301,000 | 19,536,000 | 21,421,000 | 20,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,200,000 | 6,563,000 | 10,115,000 | 13,841,000 |
| Interest expense | 1,688,000 | 3,501,000 | 5,504,000 | 7,595,000 |
| Net interest income | 1,512,000 | 3,062,000 | 4,611,000 | 6,246,000 |
| Noninterest income | 258,000 | 534,000 | 985,000 | 1,259,000 |
| Noninterest expense | 1,156,000 | 2,369,000 | 3,497,000 | 4,551,000 |
| Provision for loan losses | 60,000 | 120,000 | 140,000 | 140,000 |
| Pretax income | 554,000 | 1,107,000 | 1,959,000 | 2,814,000 |
| Income tax | 140,000 | 282,000 | 541,000 | 806,000 |
| Net income | 414,000 | 825,000 | 1,418,000 | 2,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,427,000 | 19,837,000 | 21,461,000 | 20,948,000 |
| Total capital | 21,784,000 | 22,229,000 | 23,942,000 | 23,465,000 |
| Risk-weighted assets | 188,270,000 | 191,090,000 | 198,555,000 | 201,353,000 |