Call reports 2002
ABBYBANK — 2002
What ABBYBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 165,217,000 | 166,256,000 | 173,214,000 | 177,167,000 |
| Total loans | 132,003,000 | 135,150,000 | 142,991,000 | 141,732,000 |
| Allowance for loan losses | 1,465,000 | 1,503,000 | 1,577,000 | 2,116,000 |
| Securities available for sale | 20,085,000 | 21,788,000 | 23,193,000 | 25,096,000 |
| Securities held to maturity | 1,242,000 | 966,000 | 966,000 | 376,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,505,000 | 138,579,000 | 139,926,000 | 146,739,000 |
| Interest-bearing deposits | 128,370,000 | 130,212,000 | 131,059,000 | 136,676,000 |
| Noninterest-bearing deposits | 8,135,000 | 8,367,000 | 8,867,000 | 10,063,000 |
| Equity capital | 14,943,000 | 15,711,000 | 16,561,000 | 16,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,742,000 | 5,468,000 | 8,273,000 | 11,051,000 |
| Interest expense | 1,382,000 | 2,681,000 | 3,988,000 | 5,283,000 |
| Net interest income | 1,360,000 | 2,787,000 | 4,285,000 | 5,768,000 |
| Noninterest income | 196,000 | 375,000 | 645,000 | 1,058,000 |
| Noninterest expense | 876,000 | 1,716,000 | 2,607,000 | 3,625,000 |
| Provision for loan losses | 45,000 | 110,000 | 185,000 | 760,000 |
| Pretax income | 635,000 | 1,344,000 | 2,146,000 | 2,449,000 |
| Income tax | 173,000 | 371,000 | 603,000 | 643,000 |
| Net income | 462,000 | 973,000 | 1,543,000 | 1,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,776,000 | 15,286,000 | 15,856,000 | 15,384,000 |
| Total capital | 16,241,000 | 16,789,000 | 17,433,000 | 17,079,000 |
| Risk-weighted assets | 125,895,000 | 129,180,000 | 135,438,000 | 135,206,000 |