Call reports 2001
ABBYBANK — 2001
What ABBYBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 151,594,000 | 156,709,000 | 158,874,000 | 161,620,000 |
| Total loans | 126,950,000 | 127,467,000 | 130,884,000 | 134,097,000 |
| Allowance for loan losses | 2,091,000 | 2,078,000 | 2,109,000 | 1,420,000 |
| Securities available for sale | 16,975,000 | 19,064,000 | 18,747,000 | 19,405,000 |
| Securities held to maturity | 1,442,000 | 1,418,000 | 1,417,000 | 1,392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,145,000 | 128,232,000 | 129,290,000 | 129,571,000 |
| Interest-bearing deposits | 114,732,000 | 119,954,000 | 121,461,000 | 120,694,000 |
| Noninterest-bearing deposits | 7,413,000 | 8,278,000 | 7,829,000 | 8,877,000 |
| Equity capital | 13,923,000 | 14,310,000 | 14,872,000 | 14,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,983,000 | 5,998,000 | 8,892,000 | 11,774,000 |
| Interest expense | 1,873,000 | 3,649,000 | 5,380,000 | 6,895,000 |
| Net interest income | 1,110,000 | 2,349,000 | 3,512,000 | 4,879,000 |
| Noninterest income | 128,000 | 291,000 | 425,000 | 644,000 |
| Noninterest expense | 760,000 | 1,530,000 | 2,296,000 | 3,060,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 448,000 | 1,050,000 | 1,553,000 | 2,345,000 |
| Income tax | 128,000 | 301,000 | 434,000 | 672,000 |
| Net income | 320,000 | 749,000 | 1,119,000 | 1,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,650,000 | 14,079,000 | 14,448,000 | 14,313,000 |
| Total capital | 15,217,000 | 15,613,000 | 16,003,000 | 15,733,000 |
| Risk-weighted assets | 126,642,000 | 122,146,000 | 123,816,000 | 126,562,000 |