Call report 2008Q4
CLARKSTON STATE BANK — 2008Q4
The 22 measures CLARKSTON STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 130,891,000 | USD | evidence → |
| Total loans | 107,004,000 | USD | evidence → |
| Allowance for loan losses | 4,414,000 | USD | evidence → |
| Securities available for sale | 16,252,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,384,000 | USD | evidence → |
| Interest-bearing deposits | 97,710,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,674,000 | USD | evidence → |
| Equity capital | 6,644,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,672,000 | USD | evidence → |
| Interest expense | 4,082,000 | USD | evidence → |
| Net interest income | 4,590,000 | USD | evidence → |
| Noninterest income | 491,000 | USD | evidence → |
| Noninterest expense | 5,645,000 | USD | evidence → |
| Provision for loan losses | 8,210,000 | USD | evidence → |
| Pretax income | -8,743,000 | USD | evidence → |
| Income tax | 1,178,000 | USD | evidence → |
| Net income | -9,921,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,025,000 | USD | evidence → |
| Total capital | 7,475,000 | USD | evidence → |
| Risk-weighted assets | 113,000,000 | USD | evidence → |