Call report 2005Q4
CLARKSTON STATE BANK — 2005Q4
The 22 measures CLARKSTON STATE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 181,304,000 | USD | evidence → |
| Total loans | 130,434,000 | USD | evidence → |
| Allowance for loan losses | 1,898,000 | USD | evidence → |
| Securities available for sale | 42,278,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 157,386,000 | USD | evidence → |
| Interest-bearing deposits | 132,462,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,924,000 | USD | evidence → |
| Equity capital | 13,080,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,733,000 | USD | evidence → |
| Interest expense | 4,535,000 | USD | evidence → |
| Net interest income | 6,198,000 | USD | evidence → |
| Noninterest income | 842,000 | USD | evidence → |
| Noninterest expense | 5,123,000 | USD | evidence → |
| Provision for loan losses | 1,335,000 | USD | evidence → |
| Pretax income | 583,000 | USD | evidence → |
| Income tax | 215,000 | USD | evidence → |
| Net income | 368,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,753,000 | USD | evidence → |
| Total capital | 15,519,000 | USD | evidence → |
| Risk-weighted assets | 141,137,000 | USD | evidence → |