Call report 2004Q4
CLARKSTON STATE BANK — 2004Q4
The 22 measures CLARKSTON STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 160,890,000 | USD | evidence → |
| Total loans | 112,187,000 | USD | evidence → |
| Allowance for loan losses | 1,280,000 | USD | evidence → |
| Securities available for sale | 42,020,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 134,995,000 | USD | evidence → |
| Interest-bearing deposits | 113,500,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,495,000 | USD | evidence → |
| Equity capital | 13,132,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,075,000 | USD | evidence → |
| Interest expense | 2,820,000 | USD | evidence → |
| Net interest income | 5,255,000 | USD | evidence → |
| Noninterest income | 734,000 | USD | evidence → |
| Noninterest expense | 3,654,000 | USD | evidence → |
| Provision for loan losses | 330,000 | USD | evidence → |
| Pretax income | 1,997,000 | USD | evidence → |
| Income tax | 541,000 | USD | evidence → |
| Net income | 1,456,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,333,000 | USD | evidence → |
| Total capital | 14,613,000 | USD | evidence → |
| Risk-weighted assets | 121,418,000 | USD | evidence → |