Call reports 2002

CLARKSTON STATE BANK — 2002

Name: CLARKSTON STATE BANK — FFIEC call report 2002
Creator: CLARKSTON STATE BANK

What CLARKSTON STATE BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a089870b-7079-46ac-8ea4-2ac7fea3fb1c/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	91,741,000	105,933,000	111,110,000	115,462,000
Total loans	35,528,000	40,026,000	49,785,000	54,723,000
Allowance for loan losses	434,000	511,000	610,000	696,000
Securities available for sale	44,565,000	43,821,000	38,277,000	54,742,000
Securities held to maturity	5,602,000	15,744,000	16,262,000	0
Trading assets	0	0	0	0
Total deposits	83,084,000	96,504,000	100,475,000	104,941,000
Interest-bearing deposits	72,583,000	84,309,000	88,229,000	91,007,000
Noninterest-bearing deposits	10,501,000	12,195,000	12,246,000	13,934,000
Equity capital	8,294,000	8,940,000	9,709,000	9,743,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,368,000	2,872,000	4,444,000	5,923,000
Interest expense	620,000	1,287,000	2,016,000	2,709,000
Net interest income	748,000	1,585,000	2,428,000	3,214,000
Noninterest income	87,000	180,000	283,000	387,000
Noninterest expense	633,000	1,277,000	1,803,000	2,457,000
Provision for loan losses	15,000	45,000	153,000	243,000
Pretax income	207,000	484,000	832,000	1,106,000
Income tax	72,000	155,000	290,000	249,000
Net income	135,000	329,000	542,000	857,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	8,728,000	8,909,000	9,110,000	9,496,000
Total capital	9,162,000	9,420,000	9,720,000	10,192,000
Risk-weighted assets	50,356,000	59,970,000	62,531,000	68,527,000