Call reports 2001

CLARKSTON STATE BANK — 2001

Name: CLARKSTON STATE BANK — FFIEC call report 2001
Creator: CLARKSTON STATE BANK

What CLARKSTON STATE BANK reported to the FFIEC in 2001, quarter by quarter.

PERIOD: 2001SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a089870b-7079-46ac-8ea4-2ac7fea3fb1c/2001

Balance sheet

What the bank holds and owes at quarter end

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Total assets	59,386,000	67,947,000	78,167,000	83,842,000
Total loans	27,278,000	29,539,000	32,867,000	34,455,000
Allowance for loan losses	392,000	417,000	450,000	419,000
Securities available for sale	6,877,000	20,648,000	31,308,000	23,038,000
Securities held to maturity	17,032,000	10,400,000	7,821,000	19,353,000
Trading assets	0	0	0	0
Total deposits	50,609,000	59,072,000	68,486,000	74,931,000
Interest-bearing deposits	43,276,000	48,691,000	58,564,000	62,697,000
Noninterest-bearing deposits	7,333,000	10,381,000	9,922,000	12,234,000
Equity capital	8,414,000	8,506,000	9,198,000	8,589,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Interest income	1,111,000	2,220,000	3,471,000	4,717,000
Interest expense	612,000	1,209,000	1,909,000	2,640,000
Net interest income	499,000	1,011,000	1,562,000	2,077,000
Noninterest income	67,000	135,000	202,000	308,000
Noninterest expense	405,000	833,000	1,300,000	1,925,000
Provision for loan losses	16,000	41,000	73,000	90,000
Pretax income	166,000	310,000	518,000	619,000
Income tax	52,000	97,000	167,000	195,000
Net income	114,000	213,000	351,000	424,000

Basel measures — not reported for every quarter

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Tier 1 capital	8,256,000	8,395,000	8,626,000	8,595,000
Total capital	8,648,000	8,812,000	9,076,000	9,014,000
Risk-weighted assets	35,533,000	41,185,000	49,777,000	45,279,000