Call reports 2001
COMMUNITY BANK — 2001
What COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,245,000 | 50,261,000 | 47,542,000 | 40,757,000 |
| Total loans | 27,239,000 | 26,047,000 | 24,133,000 | 10,861,000 |
| Allowance for loan losses | 366,000 | 371,000 | 368,000 | 105,000 |
| Securities available for sale | 14,654,000 | 16,419,000 | 12,679,000 | 12,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,927,000 | 38,131,000 | 36,222,000 | 29,755,000 |
| Interest-bearing deposits | 36,782,000 | 33,629,000 | 31,586,000 | 25,832,000 |
| Noninterest-bearing deposits | 4,145,000 | 4,502,000 | 4,636,000 | 3,923,000 |
| Equity capital | 7,691,000 | 7,685,000 | 7,641,000 | 7,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,053,000 | 2,975,000 | 3,582,000 |
| Interest expense | 513,000 | 954,000 | 1,343,000 | 1,641,000 |
| Net interest income | 574,000 | 1,099,000 | 1,632,000 | 1,941,000 |
| Noninterest income | 67,000 | 137,000 | 243,000 | 347,000 |
| Noninterest expense | 484,000 | 985,000 | 1,494,000 | 1,839,000 |
| Provision for loan losses | 21,000 | 40,000 | 62,000 | 74,000 |
| Pretax income | 136,000 | 211,000 | 319,000 | 375,000 |
| Income tax | 62,000 | 102,000 | 154,000 | 183,000 |
| Net income | 74,000 | 109,000 | 165,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,857,000 | 3,915,000 | 3,889,000 | 6,119,000 |
| Total capital | 4,208,000 | 4,270,000 | 4,257,000 | 6,224,000 |
| Risk-weighted assets | 28,064,000 | 28,395,000 | 30,088,000 | 12,986,000 |