Call reports 2025
EDISON NATIONAL BANK — 2025
What EDISON NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 441,420,000 | 408,232,000 | 408,039,000 | 426,939,000 |
| Total loans | 156,388,000 | 147,240,000 | 149,555,000 | 153,015,000 |
| Allowance for loan losses | 2,291,000 | 2,156,000 | 2,221,000 | 2,238,000 |
| Securities available for sale | 39,320,000 | 37,666,000 | 44,213,000 | 49,904,000 |
| Securities held to maturity | 39,602,000 | 39,629,000 | 39,646,000 | 39,693,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,140,000 | 353,550,000 | 356,934,000 | 376,027,000 |
| Interest-bearing deposits | 268,313,000 | 252,120,000 | 260,603,000 | 268,839,000 |
| Noninterest-bearing deposits | 117,827,000 | 101,430,000 | 96,331,000 | 107,188,000 |
| Equity capital | 35,532,000 | 35,325,000 | 34,913,000 | 35,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,405,000 | 8,770,000 | 13,081,000 | 17,382,000 |
| Interest expense | 1,044,000 | 2,100,000 | 3,189,000 | 4,333,000 |
| Net interest income | 3,361,000 | 6,670,000 | 9,892,000 | 13,049,000 |
| Noninterest income | 169,000 | 846,000 | 1,116,000 | 1,522,000 |
| Noninterest expense | 2,887,000 | 5,831,000 | 8,651,000 | 11,568,000 |
| Provision for loan losses | 34,000 | -101,000 | -19,000 | -2,000 |
| Pretax income | 643,000 | 1,685,000 | 2,357,000 | 3,003,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 643,000 | 1,685,000 | 2,357,000 | 3,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,713,000 | 38,255,000 | 37,427,000 | 37,673,000 |
| Total capital | 40,557,000 | 40,037,000 | 39,198,000 | 39,508,000 |
| Risk-weighted assets | 147,027,000 | 141,912,000 | 141,071,000 | 146,252,000 |