Call reports 2024
EDISON NATIONAL BANK — 2024
What EDISON NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 455,662,000 | 426,265,000 | 414,543,000 | 426,516,000 |
| Total loans | 150,968,000 | 154,363,000 | 155,483,000 | 157,087,000 |
| Allowance for loan losses | 2,375,000 | 2,459,000 | 2,488,000 | 2,258,000 |
| Securities available for sale | 30,786,000 | 32,769,000 | 30,445,000 | 34,254,000 |
| Securities held to maturity | 39,588,000 | 39,559,000 | 39,552,000 | 39,579,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,934,000 | 373,662,000 | 362,207,000 | 375,497,000 |
| Interest-bearing deposits | 262,149,000 | 246,728,000 | 247,127,000 | 261,158,000 |
| Noninterest-bearing deposits | 138,785,000 | 126,934,000 | 115,080,000 | 114,339,000 |
| Equity capital | 32,579,000 | 33,343,000 | 34,583,000 | 34,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,696,000 | 9,461,000 | 14,065,000 | 18,473,000 |
| Interest expense | 722,000 | 1,543,000 | 2,421,000 | 3,378,000 |
| Net interest income | 3,974,000 | 7,918,000 | 11,644,000 | 15,095,000 |
| Noninterest income | 419,000 | 786,000 | 1,035,000 | 1,312,000 |
| Noninterest expense | 2,662,000 | 5,358,000 | 8,063,000 | 11,264,000 |
| Provision for loan losses | 14,000 | 102,000 | 131,000 | -99,000 |
| Pretax income | 1,731,000 | 3,346,000 | 4,616,000 | 5,391,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,731,000 | 3,346,000 | 4,616,000 | 5,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,410,000 | 37,775,000 | 38,195,000 | 37,720,000 |
| Total capital | 39,344,000 | 39,688,000 | 40,100,000 | 39,638,000 |
| Risk-weighted assets | 153,980,000 | 152,309,000 | 151,589,000 | 152,949,000 |