Call reports 2023
EDISON NATIONAL BANK — 2023
What EDISON NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 529,980,000 | 464,262,000 | 452,643,000 | 445,036,000 |
| Total loans | 150,522,000 | 152,866,000 | 153,495,000 | 151,174,000 |
| Allowance for loan losses | 1,669,000 | 2,364,000 | 2,360,000 | 2,363,000 |
| Securities available for sale | 36,397,000 | 35,372,000 | 34,421,000 | 34,829,000 |
| Securities held to maturity | 39,592,000 | 39,574,000 | 39,567,000 | 39,569,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,728,000 | 413,640,000 | 398,450,000 | 392,406,000 |
| Interest-bearing deposits | 320,545,000 | 270,381,000 | 258,901,000 | 251,612,000 |
| Noninterest-bearing deposits | 154,183,000 | 143,259,000 | 139,549,000 | 140,794,000 |
| Equity capital | 32,853,000 | 33,477,000 | 30,344,000 | 30,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,014,000 | 10,011,000 | 14,665,000 | 19,320,000 |
| Interest expense | 50,000 | 153,000 | 424,000 | 892,000 |
| Net interest income | 4,964,000 | 9,858,000 | 14,241,000 | 18,428,000 |
| Noninterest income | 185,000 | 1,944,000 | 2,500,000 | 2,736,000 |
| Noninterest expense | 2,642,000 | 5,834,000 | 8,556,000 | 11,158,000 |
| Provision for loan losses | 7,000 | 25,000 | 21,000 | 21,000 |
| Pretax income | 2,507,000 | 5,968,000 | 8,185,000 | 10,006,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,507,000 | 5,968,000 | 8,185,000 | 10,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,230,000 | 39,792,000 | 36,259,000 | 35,679,000 |
| Total capital | 41,151,000 | 41,743,000 | 38,191,000 | 37,593,000 |
| Risk-weighted assets | 153,611,000 | 155,363,000 | 153,736,000 | 152,370,000 |