Call reports 2022
EDISON NATIONAL BANK — 2022
What EDISON NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 576,353,000 | 552,661,000 | 507,447,000 | 513,567,000 |
| Total loans | 155,587,000 | 160,029,000 | 157,228,000 | 157,566,000 |
| Allowance for loan losses | 2,126,000 | 2,127,000 | 2,008,000 | 2,008,000 |
| Securities available for sale | 74,827,000 | 75,320,000 | 81,099,000 | 39,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 39,607,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 518,050,000 | 497,161,000 | 458,717,000 | 468,111,000 |
| Interest-bearing deposits | 339,759,000 | 323,085,000 | 313,418,000 | 316,758,000 |
| Noninterest-bearing deposits | 178,291,000 | 174,076,000 | 145,299,000 | 151,353,000 |
| Equity capital | 34,569,000 | 32,867,000 | 30,747,000 | 29,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,117,000 | 4,832,000 | 8,409,000 | 12,862,000 |
| Interest expense | 28,000 | 56,000 | 85,000 | 113,000 |
| Net interest income | 2,089,000 | 4,776,000 | 8,324,000 | 12,749,000 |
| Noninterest income | 238,000 | 462,000 | 675,000 | 679,000 |
| Noninterest expense | 2,090,000 | 4,318,000 | 6,662,000 | 9,897,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 237,000 | 920,000 | 2,337,000 | 3,531,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 237,000 | 920,000 | 2,337,000 | 3,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,705,000 | 38,262,000 | 38,279,000 | 36,724,000 |
| Total capital | 39,657,000 | 40,310,000 | 40,287,000 | 38,732,000 |
| Risk-weighted assets | 155,996,000 | 163,786,000 | 162,895,000 | 162,545,000 |