Call reports 2021
EDISON NATIONAL BANK — 2021
What EDISON NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 483,771,000 | 528,396,000 | 525,876,000 | 558,229,000 |
| Total loans | 157,328,000 | 159,730,000 | 152,275,000 | 150,246,000 |
| Allowance for loan losses | 2,121,000 | 2,124,000 | 2,123,000 | 2,124,000 |
| Securities available for sale | 33,081,000 | 46,776,000 | 53,009,000 | 60,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,690,000 | 474,477,000 | 472,005,000 | 505,358,000 |
| Interest-bearing deposits | 259,864,000 | 305,357,000 | 321,174,000 | 334,971,000 |
| Noninterest-bearing deposits | 167,826,000 | 169,120,000 | 150,831,000 | 170,387,000 |
| Equity capital | 35,690,000 | 36,366,000 | 36,908,000 | 36,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,571,000 | 5,020,000 | 7,429,000 | 9,640,000 |
| Interest expense | 51,000 | 91,000 | 128,000 | 158,000 |
| Net interest income | 2,520,000 | 4,929,000 | 7,301,000 | 9,482,000 |
| Noninterest income | 271,000 | 530,000 | 788,000 | 1,057,000 |
| Noninterest expense | 2,003,000 | 4,017,000 | 6,111,000 | 8,266,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 788,000 | 1,442,000 | 1,978,000 | 2,273,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 788,000 | 1,442,000 | 1,978,000 | 2,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,257,000 | 35,886,000 | 36,322,000 | 36,543,000 |
| Total capital | 36,977,000 | 37,683,000 | 38,119,000 | 38,339,000 |
| Risk-weighted assets | 137,222,000 | 143,438,000 | 143,469,000 | 143,336,000 |