Call reports 2020
EDISON NATIONAL BANK — 2020
What EDISON NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 356,820,000 | 373,911,000 | 373,536,000 | 419,590,000 |
| Total loans | 140,017,000 | 170,071,000 | 171,340,000 | 154,980,000 |
| Allowance for loan losses | 2,115,000 | 2,117,000 | 2,119,000 | 2,121,000 |
| Securities available for sale | 23,964,000 | 22,778,000 | 22,720,000 | 26,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,438,000 | 331,631,000 | 330,125,000 | 371,915,000 |
| Interest-bearing deposits | 211,171,000 | 205,252,000 | 204,157,000 | 225,601,000 |
| Noninterest-bearing deposits | 104,267,000 | 126,379,000 | 125,968,000 | 146,314,000 |
| Equity capital | 27,894,000 | 30,008,000 | 30,687,000 | 32,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,564,000 | 5,352,000 | 7,857,000 | 10,554,000 |
| Interest expense | 74,000 | 134,000 | 188,000 | 235,000 |
| Net interest income | 2,490,000 | 5,218,000 | 7,669,000 | 10,319,000 |
| Noninterest income | 224,000 | 433,000 | 646,000 | 889,000 |
| Noninterest expense | 1,938,000 | 4,133,000 | 6,061,000 | 8,046,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 776,000 | 1,518,000 | 2,254,000 | 3,162,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 776,000 | 1,518,000 | 2,254,000 | 3,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,209,000 | 29,250,000 | 29,987,000 | 31,469,000 |
| Total capital | 28,934,000 | 30,977,000 | 31,739,000 | 33,193,000 |
| Risk-weighted assets | 137,649,000 | 137,798,000 | 139,807,000 | 137,502,000 |