Call reports 2019
EDISON NATIONAL BANK — 2019
What EDISON NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 334,761,000 | 315,646,000 | 302,015,000 | 322,229,000 |
| Total loans | 147,166,000 | 143,290,000 | 140,189,000 | 140,602,000 |
| Allowance for loan losses | 2,031,000 | 2,032,000 | 2,033,000 | 2,026,000 |
| Securities available for sale | 21,495,000 | 23,445,000 | 22,119,000 | 24,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,063,000 | 277,092,000 | 266,237,000 | 285,799,000 |
| Interest-bearing deposits | 192,998,000 | 188,833,000 | 180,472,000 | 184,608,000 |
| Noninterest-bearing deposits | 102,065,000 | 88,259,000 | 85,765,000 | 101,191,000 |
| Equity capital | 25,408,000 | 25,937,000 | 25,008,000 | 25,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,644,000 | 5,321,000 | 7,909,000 | 10,450,000 |
| Interest expense | 54,000 | 129,000 | 218,000 | 292,000 |
| Net interest income | 2,590,000 | 5,192,000 | 7,691,000 | 10,158,000 |
| Noninterest income | 245,000 | 524,000 | 755,000 | 1,014,000 |
| Noninterest expense | 1,957,000 | 3,877,000 | 5,723,000 | 7,588,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 878,000 | 1,839,000 | 2,723,000 | 3,584,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 878,000 | 1,839,000 | 2,723,000 | 3,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,626,000 | 25,887,000 | 24,921,000 | 25,132,000 |
| Total capital | 27,399,000 | 27,654,000 | 26,654,000 | 26,833,000 |
| Risk-weighted assets | 141,565,000 | 141,078,000 | 138,362,000 | 135,728,000 |