Call reports 2016
EDISON NATIONAL BANK — 2016
What EDISON NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 299,915,000 | 287,684,000 | 278,684,000 | 290,087,000 |
| Total loans | 130,979,000 | 138,036,000 | 141,432,000 | 145,215,000 |
| Allowance for loan losses | 1,850,000 | 1,864,000 | 1,901,000 | 1,903,000 |
| Securities available for sale | 21,624,000 | 20,960,000 | 20,240,000 | 20,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,738,000 | 253,185,000 | 244,913,000 | 257,843,000 |
| Interest-bearing deposits | 198,216,000 | 190,938,000 | 186,355,000 | 189,567,000 |
| Noninterest-bearing deposits | 67,522,000 | 62,247,000 | 58,558,000 | 68,276,000 |
| Equity capital | 23,201,000 | 23,415,000 | 23,028,000 | 22,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,818,000 | 3,697,000 | 5,631,000 | 7,599,000 |
| Interest expense | 33,000 | 65,000 | 99,000 | 130,000 |
| Net interest income | 1,785,000 | 3,632,000 | 5,532,000 | 7,469,000 |
| Noninterest income | 249,000 | 639,000 | 892,000 | 1,146,000 |
| Noninterest expense | 1,718,000 | 3,516,000 | 5,177,000 | 6,833,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 336,000 | 775,000 | 1,267,000 | 1,802,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 336,000 | 775,000 | 1,267,000 | 1,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,023,000 | 23,187,000 | 22,679,000 | 22,613,000 |
| Total capital | 24,510,000 | 24,762,000 | 24,301,000 | 24,288,000 |
| Risk-weighted assets | 118,601,000 | 125,744,000 | 129,441,000 | 133,742,000 |