Call reports 2015
EDISON NATIONAL BANK — 2015
What EDISON NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 276,538,000 | 268,727,000 | 275,686,000 | 283,900,000 |
| Total loans | 129,957,000 | 130,675,000 | 131,232,000 | 130,666,000 |
| Allowance for loan losses | 2,138,000 | 2,143,000 | 2,219,000 | 1,849,000 |
| Securities available for sale | 18,590,000 | 21,055,000 | 20,483,000 | 20,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,555,000 | 237,070,000 | 245,401,000 | 253,886,000 |
| Interest-bearing deposits | 184,144,000 | 179,960,000 | 193,618,000 | 195,029,000 |
| Noninterest-bearing deposits | 62,411,000 | 57,110,000 | 51,783,000 | 58,857,000 |
| Equity capital | 21,431,000 | 21,744,000 | 21,929,000 | 22,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,713,000 | 3,450,000 | 5,192,000 | 6,972,000 |
| Interest expense | 33,000 | 65,000 | 99,000 | 132,000 |
| Net interest income | 1,680,000 | 3,385,000 | 5,093,000 | 6,840,000 |
| Noninterest income | 267,000 | 521,000 | 726,000 | 962,000 |
| Noninterest expense | 1,659,000 | 3,275,000 | 4,847,000 | 6,626,000 |
| Provision for loan losses | 0 | 0 | 0 | -465,000 |
| Pretax income | 320,000 | 702,000 | 1,043,000 | 1,712,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 320,000 | 702,000 | 1,043,000 | 1,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,065,000 | 21,847,000 | 21,888,000 | 22,461,000 |
| Total capital | 22,497,000 | 23,309,000 | 23,355,000 | 23,949,000 |
| Risk-weighted assets | 113,879,000 | 116,294,000 | 116,587,000 | 118,660,000 |