Call reports 2014
EDISON NATIONAL BANK — 2014
What EDISON NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 253,764,000 | 248,567,000 | 241,755,000 | 256,935,000 |
| Total loans | 119,306,000 | 119,565,000 | 123,808,000 | 127,998,000 |
| Allowance for loan losses | 2,634,000 | 2,505,000 | 2,232,000 | 2,257,000 |
| Securities available for sale | 22,034,000 | 20,500,000 | 18,664,000 | 19,143,000 |
| Securities held to maturity | 436,000 | 410,000 | 381,000 | 358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,400,000 | 216,919,000 | 211,767,000 | 229,160,000 |
| Interest-bearing deposits | 170,936,000 | 170,997,000 | 166,749,000 | 176,789,000 |
| Noninterest-bearing deposits | 53,464,000 | 45,922,000 | 45,018,000 | 52,371,000 |
| Equity capital | 19,675,000 | 20,503,000 | 20,207,000 | 20,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,629,000 | 3,250,000 | 4,876,000 | 6,539,000 |
| Interest expense | 35,000 | 71,000 | 107,000 | 139,000 |
| Net interest income | 1,594,000 | 3,179,000 | 4,769,000 | 6,400,000 |
| Noninterest income | 279,000 | 555,000 | 806,000 | 1,053,000 |
| Noninterest expense | 1,592,000 | 3,175,000 | 4,714,000 | 6,414,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 318,000 | 693,000 | 1,025,000 | 1,203,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 318,000 | 693,000 | 1,025,000 | 1,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,534,000 | 20,385,000 | 20,217,000 | 19,895,000 |
| Total capital | 20,915,000 | 21,754,000 | 21,626,000 | 21,321,000 |
| Risk-weighted assets | 109,165,000 | 108,382,000 | 112,215,000 | 113,583,000 |