Call reports 2013
EDISON NATIONAL BANK — 2013
What EDISON NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 245,982,000 | 236,841,000 | 232,358,000 | 239,583,000 |
| Total loans | 114,875,000 | 115,093,000 | 121,100,000 | 121,335,000 |
| Allowance for loan losses | 2,678,000 | 2,677,000 | 2,762,000 | 2,571,000 |
| Securities available for sale | 22,350,000 | 26,292,000 | 26,082,000 | 26,202,000 |
| Securities held to maturity | 611,000 | 557,000 | 499,000 | 463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,989,000 | 203,893,000 | 203,677,000 | 212,958,000 |
| Interest-bearing deposits | 163,102,000 | 159,392,000 | 160,104,000 | 165,736,000 |
| Noninterest-bearing deposits | 49,887,000 | 44,501,000 | 43,573,000 | 47,222,000 |
| Equity capital | 19,975,000 | 20,080,000 | 19,398,000 | 19,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,618,000 | 3,192,000 | 4,806,000 | 6,454,000 |
| Interest expense | 46,000 | 92,000 | 132,000 | 167,000 |
| Net interest income | 1,572,000 | 3,100,000 | 4,674,000 | 6,287,000 |
| Noninterest income | 231,000 | 488,000 | 742,000 | 999,000 |
| Noninterest expense | 1,492,000 | 3,045,000 | 4,559,000 | 6,343,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 409,000 | 641,000 | 955,000 | 1,041,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 409,000 | 641,000 | 955,000 | 1,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,235,000 | 19,567,000 | 19,081,000 | 19,167,000 |
| Total capital | 20,576,000 | 20,901,000 | 20,455,000 | 20,570,000 |
| Risk-weighted assets | 105,968,000 | 105,403,000 | 108,581,000 | 111,033,000 |