Call reports 2012
EDISON NATIONAL BANK — 2012
What EDISON NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 229,005,000 | 213,482,000 | 209,443,000 | 236,678,000 |
| Total loans | 107,498,000 | 107,275,000 | 112,766,000 | 116,642,000 |
| Allowance for loan losses | 2,426,000 | 2,475,000 | 2,570,000 | 2,675,000 |
| Securities available for sale | 25,597,000 | 26,727,000 | 26,826,000 | 25,552,000 |
| Securities held to maturity | 878,000 | 807,000 | 744,000 | 674,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,001,000 | 183,579,000 | 180,801,000 | 206,189,000 |
| Interest-bearing deposits | 148,317,000 | 141,713,000 | 141,726,000 | 154,536,000 |
| Noninterest-bearing deposits | 48,684,000 | 41,866,000 | 39,075,000 | 51,653,000 |
| Equity capital | 18,255,000 | 18,569,000 | 19,245,000 | 19,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,607,000 | 3,186,000 | 4,803,000 | 6,462,000 |
| Interest expense | 80,000 | 143,000 | 196,000 | 244,000 |
| Net interest income | 1,527,000 | 3,043,000 | 4,607,000 | 6,218,000 |
| Noninterest income | 245,000 | 464,000 | 683,000 | 951,000 |
| Noninterest expense | 1,452,000 | 2,843,000 | 4,244,000 | 5,869,000 |
| Provision for loan losses | 0 | 100,000 | 238,000 | 380,000 |
| Pretax income | 361,000 | 609,000 | 853,000 | 965,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 361,000 | 609,000 | 853,000 | 965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,641,000 | 17,889,000 | 18,133,000 | 18,245,000 |
| Total capital | 18,998,000 | 19,220,000 | 19,504,000 | 19,623,000 |
| Risk-weighted assets | 107,531,000 | 105,381,000 | 108,724,000 | 108,965,000 |