Call reports 2011
EDISON NATIONAL BANK — 2011
What EDISON NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 209,811,000 | 204,630,000 | 197,047,000 | 210,121,000 |
| Total loans | 109,974,000 | 109,207,000 | 105,649,000 | 105,335,000 |
| Allowance for loan losses | 2,200,000 | 2,253,000 | 2,192,000 | 2,427,000 |
| Securities available for sale | 34,442,000 | 35,624,000 | 26,597,000 | 26,323,000 |
| Securities held to maturity | 1,194,000 | 1,114,000 | 1,044,000 | 969,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,679,000 | 178,644,000 | 172,139,000 | 183,827,000 |
| Interest-bearing deposits | 142,907,000 | 141,971,000 | 137,723,000 | 141,399,000 |
| Noninterest-bearing deposits | 38,772,000 | 36,673,000 | 34,416,000 | 42,428,000 |
| Equity capital | 16,200,000 | 17,353,000 | 17,802,000 | 17,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,440,000 | 5,106,000 | 6,709,000 |
| Interest expense | 146,000 | 262,000 | 366,000 | 456,000 |
| Net interest income | 1,553,000 | 3,178,000 | 4,740,000 | 6,253,000 |
| Noninterest income | 210,000 | 385,000 | 577,000 | 821,000 |
| Noninterest expense | 1,542,000 | 3,065,000 | 4,495,000 | 5,872,000 |
| Provision for loan losses | 333,000 | 521,000 | 924,000 | 2,013,000 |
| Pretax income | -112,000 | 114,000 | 253,000 | -288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -112,000 | 114,000 | 253,000 | -288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,306,000 | 16,832,000 | 16,970,000 | 16,530,000 |
| Total capital | 17,685,000 | 18,233,000 | 18,327,000 | 17,872,000 |
| Risk-weighted assets | 109,474,000 | 111,216,000 | 107,751,000 | 106,344,000 |