Call reports 2010
EDISON NATIONAL BANK — 2010
What EDISON NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 202,041,000 | 196,514,000 | 183,060,000 | 191,425,000 |
| Total loans | 122,904,000 | 116,152,000 | 115,310,000 | 110,379,000 |
| Allowance for loan losses | 1,753,000 | 1,795,000 | 1,864,000 | 2,401,000 |
| Securities available for sale | 25,163,000 | 31,931,000 | 30,911,000 | 31,277,000 |
| Securities held to maturity | 1,597,000 | 1,508,000 | 1,413,000 | 1,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,655,000 | 170,826,000 | 159,939,000 | 167,737,000 |
| Interest-bearing deposits | 137,093,000 | 138,459,000 | 133,291,000 | 137,595,000 |
| Noninterest-bearing deposits | 36,562,000 | 32,367,000 | 26,648,000 | 30,142,000 |
| Equity capital | 14,287,000 | 17,741,000 | 17,553,000 | 15,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,820,000 | 3,763,000 | 5,569,000 | 7,325,000 |
| Interest expense | 248,000 | 500,000 | 707,000 | 874,000 |
| Net interest income | 1,572,000 | 3,263,000 | 4,862,000 | 6,451,000 |
| Noninterest income | 224,000 | 436,000 | 618,000 | 862,000 |
| Noninterest expense | 1,505,000 | 2,978,000 | 4,489,000 | 5,943,000 |
| Provision for loan losses | 1,045,000 | 1,285,000 | 1,740,000 | 3,140,000 |
| Pretax income | -697,000 | -488,000 | -673,000 | -1,386,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -697,000 | -488,000 | -673,000 | -1,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,657,000 | 16,616,000 | 16,431,000 | 15,718,000 |
| Total capital | 15,133,000 | 18,046,000 | 17,834,000 | 17,070,000 |
| Risk-weighted assets | 117,760,000 | 114,004,000 | 111,781,000 | 109,741,000 |