Call reports 2009
EDISON NATIONAL BANK — 2009
What EDISON NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 201,140,000 | 190,761,000 | 176,607,000 | 185,954,000 |
| Total loans | 122,463,000 | 123,314,000 | 126,227,000 | 126,615,000 |
| Allowance for loan losses | 1,213,000 | 1,259,000 | 1,436,000 | 1,501,000 |
| Securities available for sale | 41,405,000 | 41,346,000 | 28,741,000 | 27,336,000 |
| Securities held to maturity | 2,085,000 | 1,943,000 | 1,826,000 | 1,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,881,000 | 164,589,000 | 152,632,000 | 160,733,000 |
| Interest-bearing deposits | 139,977,000 | 134,568,000 | 123,184,000 | 127,094,000 |
| Noninterest-bearing deposits | 29,904,000 | 30,021,000 | 29,448,000 | 33,639,000 |
| Equity capital | 14,331,000 | 14,159,000 | 14,477,000 | 14,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,082,000 | 4,113,000 | 6,066,000 | 7,976,000 |
| Interest expense | 415,000 | 757,000 | 1,061,000 | 1,326,000 |
| Net interest income | 1,667,000 | 3,356,000 | 5,005,000 | 6,650,000 |
| Noninterest income | 207,000 | 445,000 | 651,000 | 864,000 |
| Noninterest expense | 1,518,000 | 3,091,000 | 4,531,000 | 5,945,000 |
| Provision for loan losses | 185,000 | 411,000 | 868,000 | 1,611,000 |
| Pretax income | 171,000 | 301,000 | 401,000 | 102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 301,000 | 401,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,623,000 | 13,753,000 | 13,853,000 | 13,554,000 |
| Total capital | 14,836,000 | 15,012,000 | 15,289,000 | 15,055,000 |
| Risk-weighted assets | 122,240,000 | 123,270,000 | 122,163,000 | 121,406,000 |