Call reports 2008
EDISON NATIONAL BANK — 2008
What EDISON NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 182,718,000 | 174,577,000 | 174,866,000 | 178,544,000 |
| Total loans | 120,484,000 | 125,234,000 | 122,287,000 | 119,208,000 |
| Allowance for loan losses | 863,000 | 942,000 | 975,000 | 1,108,000 |
| Securities available for sale | 29,034,000 | 28,905,000 | 25,301,000 | 28,801,000 |
| Securities held to maturity | 2,418,000 | 2,316,000 | 2,237,000 | 2,172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,209,000 | 148,056,000 | 151,195,000 | 150,419,000 |
| Interest-bearing deposits | 121,766,000 | 119,042,000 | 124,722,000 | 122,261,000 |
| Noninterest-bearing deposits | 28,443,000 | 29,014,000 | 26,473,000 | 28,158,000 |
| Equity capital | 13,863,000 | 13,162,000 | 13,626,000 | 13,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,616,000 | 5,079,000 | 7,495,000 | 9,679,000 |
| Interest expense | 916,000 | 1,569,000 | 2,178,000 | 2,705,000 |
| Net interest income | 1,700,000 | 3,510,000 | 5,317,000 | 6,974,000 |
| Noninterest income | 221,000 | 460,000 | 656,000 | 890,000 |
| Noninterest expense | 1,515,000 | 2,985,000 | 4,370,000 | 5,763,000 |
| Provision for loan losses | 0 | 132,000 | 302,000 | 1,289,000 |
| Pretax income | 406,000 | 853,000 | 1,303,000 | 813,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 406,000 | 853,000 | 1,303,000 | 813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,577,000 | 13,764,000 | 13,942,000 | 13,452,000 |
| Total capital | 14,440,000 | 14,706,000 | 14,917,000 | 14,560,000 |
| Risk-weighted assets | 123,580,000 | 121,454,000 | 121,078,000 | 118,728,000 |