Call reports 2007
EDISON NATIONAL BANK — 2007
What EDISON NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 175,412,000 | 171,149,000 | 167,140,000 | 172,311,000 |
| Total loans | 125,969,000 | 125,561,000 | 115,957,000 | 120,645,000 |
| Allowance for loan losses | 933,000 | 935,000 | 935,000 | 914,000 |
| Securities available for sale | 16,259,000 | 17,128,000 | 20,471,000 | 21,575,000 |
| Securities held to maturity | 2,837,000 | 2,730,000 | 2,617,000 | 2,527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,182,000 | 143,497,000 | 146,169,000 | 146,145,000 |
| Interest-bearing deposits | 117,092,000 | 114,420,000 | 118,700,000 | 116,564,000 |
| Noninterest-bearing deposits | 29,090,000 | 29,077,000 | 27,469,000 | 29,581,000 |
| Equity capital | 12,632,000 | 12,505,000 | 12,973,000 | 13,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,764,000 | 5,642,000 | 8,487,000 | 11,174,000 |
| Interest expense | 957,000 | 2,001,000 | 3,090,000 | 4,073,000 |
| Net interest income | 1,807,000 | 3,641,000 | 5,397,000 | 7,101,000 |
| Noninterest income | 248,000 | 487,000 | 719,000 | 952,000 |
| Noninterest expense | 1,465,000 | 2,906,000 | 4,329,000 | 5,838,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 35,000 |
| Pretax income | 580,000 | 1,212,000 | 1,777,000 | 2,180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 580,000 | 1,212,000 | 1,777,000 | 2,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,008,000 | 13,211,000 | 13,389,000 | 13,240,000 |
| Total capital | 13,941,000 | 14,146,000 | 14,324,000 | 14,154,000 |
| Risk-weighted assets | 127,399,000 | 126,386,000 | 117,808,000 | 121,409,000 |