Call reports 2006
EDISON NATIONAL BANK — 2006
What EDISON NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 172,831,000 | 161,862,000 | 159,972,000 | 157,360,000 |
| Total loans | 118,176,000 | 121,695,000 | 123,884,000 | 125,416,000 |
| Allowance for loan losses | 838,000 | 863,000 | 878,000 | 924,000 |
| Securities available for sale | 24,650,000 | 23,065,000 | 19,704,000 | 17,074,000 |
| Securities held to maturity | 3,321,000 | 3,188,000 | 3,046,000 | 2,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,950,000 | 139,927,000 | 132,068,000 | 130,936,000 |
| Interest-bearing deposits | 107,944,000 | 104,035,000 | 102,223,000 | 102,932,000 |
| Noninterest-bearing deposits | 39,006,000 | 35,892,000 | 29,845,000 | 28,004,000 |
| Equity capital | 11,449,000 | 11,246,000 | 12,109,000 | 12,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,522,000 | 5,180,000 | 7,929,000 | 10,711,000 |
| Interest expense | 577,000 | 1,242,000 | 2,051,000 | 2,950,000 |
| Net interest income | 1,945,000 | 3,938,000 | 5,878,000 | 7,761,000 |
| Noninterest income | 199,000 | 391,000 | 592,000 | 791,000 |
| Noninterest expense | 1,476,000 | 2,988,000 | 4,474,000 | 5,827,000 |
| Provision for loan losses | 48,000 | 74,000 | 93,000 | 144,000 |
| Pretax income | 620,000 | 1,267,000 | 1,903,000 | 2,581,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 620,000 | 1,267,000 | 1,903,000 | 2,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,041,000 | 12,344,000 | 12,622,000 | 12,942,000 |
| Total capital | 12,879,000 | 13,207,000 | 13,500,000 | 13,866,000 |
| Risk-weighted assets | 124,567,000 | 121,527,000 | 122,996,000 | 122,341,000 |