Call reports 2005
EDISON NATIONAL BANK — 2005
What EDISON NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 162,549,000 | 166,606,000 | 162,705,000 | 158,152,000 |
| Total loans | 94,603,000 | 103,264,000 | 108,368,000 | 111,202,000 |
| Allowance for loan losses | 653,000 | 705,000 | 770,000 | 792,000 |
| Securities available for sale | 36,278,000 | 23,721,000 | 22,110,000 | 20,694,000 |
| Securities held to maturity | 4,113,000 | 3,903,000 | 3,671,000 | 3,466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,409,000 | 150,306,000 | 144,609,000 | 136,680,000 |
| Interest-bearing deposits | 140,463,000 | 115,811,000 | 107,277,000 | 103,633,000 |
| Noninterest-bearing deposits | 6,946,000 | 34,495,000 | 37,332,000 | 33,047,000 |
| Equity capital | 9,996,000 | 10,948,000 | 11,288,000 | 10,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,843,000 | 3,940,000 | 6,194,000 | 8,581,000 |
| Interest expense | 263,000 | 599,000 | 1,001,000 | 1,471,000 |
| Net interest income | 1,580,000 | 3,341,000 | 5,193,000 | 7,110,000 |
| Noninterest income | 159,000 | 322,000 | 476,000 | 751,000 |
| Noninterest expense | 1,364,000 | 2,746,000 | 4,113,000 | 5,504,000 |
| Provision for loan losses | 4,000 | 56,000 | 125,000 | 152,000 |
| Pretax income | 371,000 | 866,000 | 1,436,000 | 2,210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 371,000 | 866,000 | 1,436,000 | 2,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,442,000 | 10,936,000 | 11,507,000 | 11,421,000 |
| Total capital | 11,095,000 | 11,641,000 | 12,277,000 | 12,213,000 |
| Risk-weighted assets | 102,854,000 | 108,930,000 | 112,437,000 | 115,277,000 |