Call reports 2004
EDISON NATIONAL BANK — 2004
What EDISON NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 137,831,000 | 136,573,000 | 140,411,000 | 143,610,000 |
| Total loans | 85,175,000 | 85,734,000 | 88,010,000 | 89,861,000 |
| Allowance for loan losses | 599,000 | 608,000 | 635,000 | 649,000 |
| Securities available for sale | 11,575,000 | 24,287,000 | 29,942,000 | 30,733,000 |
| Securities held to maturity | 2,901,000 | 4,696,000 | 4,519,000 | 4,316,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,189,000 | 125,403,000 | 128,313,000 | 131,085,000 |
| Interest-bearing deposits | 97,385,000 | 97,643,000 | 101,758,000 | 103,928,000 |
| Noninterest-bearing deposits | 29,803,000 | 27,760,000 | 26,555,000 | 27,157,000 |
| Equity capital | 8,311,000 | 8,806,000 | 9,754,000 | 9,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,375,000 | 2,772,000 | 4,351,000 | 6,123,000 |
| Interest expense | 166,000 | 337,000 | 525,000 | 793,000 |
| Net interest income | 1,209,000 | 2,435,000 | 3,826,000 | 5,330,000 |
| Noninterest income | 150,000 | 306,000 | 386,000 | 519,000 |
| Noninterest expense | 1,288,000 | 2,541,000 | 3,760,000 | 5,068,000 |
| Provision for loan losses | 6,000 | 15,000 | 45,000 | 111,000 |
| Pretax income | 138,000 | 258,000 | 530,000 | 807,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 138,000 | 258,000 | 530,000 | 807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,252,000 | 9,122,000 | 9,394,000 | 9,670,000 |
| Total capital | 8,851,000 | 9,730,000 | 10,029,000 | 10,319,000 |
| Risk-weighted assets | 88,480,000 | 89,577,000 | 93,725,000 | 94,664,000 |