Call reports 2003
EDISON NATIONAL BANK — 2003
What EDISON NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 116,758,000 | 114,193,000 | 116,133,000 | 127,876,000 |
| Total loans | 79,484,000 | 80,113,000 | 82,812,000 | 85,211,000 |
| Allowance for loan losses | 578,000 | 577,000 | 584,000 | 592,000 |
| Securities available for sale | 11,864,000 | 9,353,000 | 8,832,000 | 16,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 2,975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,160,000 | 103,702,000 | 106,267,000 | 117,681,000 |
| Interest-bearing deposits | 85,958,000 | 84,504,000 | 84,914,000 | 95,265,000 |
| Noninterest-bearing deposits | 20,202,000 | 19,198,000 | 21,353,000 | 22,416,000 |
| Equity capital | 7,612,000 | 7,773,000 | 7,739,000 | 7,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,303,000 | 2,576,000 | 3,802,000 | 5,114,000 |
| Interest expense | 237,000 | 442,000 | 618,000 | 781,000 |
| Net interest income | 1,066,000 | 2,134,000 | 3,184,000 | 4,333,000 |
| Noninterest income | 128,000 | 272,000 | 414,000 | 557,000 |
| Noninterest expense | 1,132,000 | 2,258,000 | 3,335,000 | 4,494,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 38,000 |
| Pretax income | 91,000 | 234,000 | 340,000 | 444,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 234,000 | 340,000 | 444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,561,000 | 7,704,000 | 7,810,000 | 7,914,000 |
| Total capital | 8,139,000 | 8,281,000 | 8,394,000 | 8,506,000 |
| Risk-weighted assets | 78,255,000 | 78,271,000 | 80,887,000 | 85,066,000 |