Call reports 2002
EDISON NATIONAL BANK — 2002
What EDISON NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 114,694,000 | 109,112,000 | 113,505,000 | 114,055,000 |
| Total loans | 64,094,000 | 66,487,000 | 69,638,000 | 75,573,000 |
| Allowance for loan losses | 540,000 | 560,000 | 577,000 | 578,000 |
| Securities available for sale | 17,885,000 | 20,049,000 | 14,968,000 | 14,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,830,000 | 98,150,000 | 102,537,000 | 102,824,000 |
| Interest-bearing deposits | 87,645,000 | 79,716,000 | 83,290,000 | 85,905,000 |
| Noninterest-bearing deposits | 20,185,000 | 18,434,000 | 19,247,000 | 16,919,000 |
| Equity capital | 6,685,000 | 7,470,000 | 7,586,000 | 7,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,408,000 | 2,845,000 | 4,246,000 | 5,612,000 |
| Interest expense | 355,000 | 678,000 | 969,000 | 1,235,000 |
| Net interest income | 1,053,000 | 2,167,000 | 3,277,000 | 4,377,000 |
| Noninterest income | 101,000 | 216,000 | 349,000 | 501,000 |
| Noninterest expense | 1,059,000 | 2,165,000 | 3,315,000 | 4,490,000 |
| Provision for loan losses | 2,000 | 20,000 | 40,000 | 40,000 |
| Pretax income | 100,000 | 210,000 | 311,000 | 418,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 210,000 | 311,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,752,000 | 7,262,000 | 7,363,000 | 7,470,000 |
| Total capital | 7,292,000 | 7,822,000 | 7,940,000 | 8,048,000 |
| Risk-weighted assets | 69,781,000 | 70,754,000 | 71,707,000 | 76,433,000 |