Call reports 2001
EDISON NATIONAL BANK — 2001
What EDISON NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 96,895,000 | 96,741,000 | 98,100,000 | 107,357,000 |
| Total loans | 51,475,000 | 54,872,000 | 61,517,000 | 61,966,000 |
| Allowance for loan losses | 508,000 | 514,000 | 530,000 | 539,000 |
| Securities available for sale | 15,052,000 | 10,569,000 | 18,177,000 | 15,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,378,000 | 90,065,000 | 91,106,000 | 100,492,000 |
| Interest-bearing deposits | 72,892,000 | 75,400,000 | 74,448,000 | 82,540,000 |
| Noninterest-bearing deposits | 17,486,000 | 14,665,000 | 16,658,000 | 17,952,000 |
| Equity capital | 6,269,000 | 6,358,000 | 6,711,000 | 6,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,610,000 | 3,175,000 | 4,716,000 | 6,205,000 |
| Interest expense | 634,000 | 1,231,000 | 1,772,000 | 2,197,000 |
| Net interest income | 976,000 | 1,944,000 | 2,944,000 | 4,008,000 |
| Noninterest income | 79,000 | 179,000 | 266,000 | 394,000 |
| Noninterest expense | 961,000 | 1,948,000 | 2,950,000 | 4,027,000 |
| Provision for loan losses | 0 | 6,000 | 21,000 | 30,000 |
| Pretax income | 94,000 | 169,000 | 239,000 | 350,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 94,000 | 169,000 | 239,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,196,000 | 6,271,000 | 6,542,000 | 6,652,000 |
| Total capital | 6,704,000 | 6,785,000 | 7,072,000 | 7,191,000 |
| Risk-weighted assets | 56,659,000 | 57,042,000 | 61,929,000 | 65,795,000 |