Call reports 2026
PHILO EXCHANGE BANK — 2026
What PHILO EXCHANGE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 151,942,000 | 156,573,000 |
| Total loans | 86,185,000 | 88,963,000 |
| Allowance for loan losses | 859,000 | 859,000 |
| Securities available for sale | 41,170,000 | 42,329,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 125,987,000 | 130,259,000 |
| Interest-bearing deposits | 84,842,000 | 90,739,000 |
| Noninterest-bearing deposits | 41,145,000 | 39,520,000 |
| Equity capital | 15,148,000 | 15,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,638,000 | 3,324,000 |
| Interest expense | 363,000 | 766,000 |
| Net interest income | 1,275,000 | 2,558,000 |
| Noninterest income | 83,000 | 167,000 |
| Noninterest expense | 968,000 | 1,949,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 390,000 | 776,000 |
| Income tax | 2,000 | 8,000 |
| Net income | 388,000 | 768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,330,000 | 15,597,000 |